You don’t need an SSN to open a credit card: Scammers know that
Some credit card issuers now approve applicants without a Social Security number. Instead, they accept an Individual Taxpayer Identification Number, a passport or proof of income.That makes it easier for more people to access credit, but it also changes how lenders verify identity. Instead of relying on one number, they now review a mix of personal details.The Federal Bureau of Investigation says they received 1,008,597 internet crime complaints in 2025. […]